| Who is providing this notice? |
Flexible Loan Solutions, a wholly owned and operated economic arm and instrumentally of the Elem Colony of Pomo Indians, is providing this privacy policy. |
| What we do |
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| How does Flexible Loan Solutions protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings. |
| How does Flexible Loan Solutions collect my personal information? |
We collect your personal information, for example, when you apply for a loan, give us your income information, tell us where to send the money, provide account information, or provide employment information. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? |
You have the right to limit only: sharing for affiliates' everyday business purposes, information about your creditworthiness; affiliates from using your information to market to you; and sharing for non-affiliates to market to you. |
| What happens when I limit sharing for an account I hold jointly with someone else? |
Your choices will apply to everyone on your account. |
| Definitions |
|
| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies. |
| Non-affiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies. Non-affiliates we share with can include service providers and data processors. |
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Does not jointly market. Flexible Loan Solutions does not jointly market. |
| Other important information |
To protect both you and us, we use services provided by a third party to help decide whether to accept transactions from personal computers, mobile phones, or other devices. The third-party service checks whether these devices have been identified with fraudulent or abusive transactions in the past, such as reported instances of identity theft, account takeovers, or malware attacks. For this purpose, a cookie file, flash storage token, or other code files may be placed on your device to identify it in the future when you visit our website or connect with our applications. In connection with our site or service, we will transmit that device identification code to the third party's server, along with data concerning certain technical attributes of your device, such as the model, operating system, and browser version, as well as the IP address, all of which are used to confirm device identification. The third party's server returns a response recommending that transactions be accepted or denied, according to the settings we have selected. If you set your browser or device to reject these cookies or tokens, you may not be able to conclude some transactions through our website or application. If your requested transaction is declined, or if you have questions about our use of a "device reputation" service, please contact Customer Service at 866-856-FLEX(3539). |
